Use the equity built up in your home for things such as making home improvements, consolidating debt, paying for college or taking a family vacation. We offer two options to best fit your needs:

Home Equity Line of Credit (HELOC)
A form of revolving credit in which your home serves as collateral. It is a convenient way to borrow because, once established, you can take loan advances at any time during a 10-year draw period without having to reapply.

• Choose from 80%-90% home-to-value
• Deduct the interest from your taxable income

Fixed Rate Home Equity Loan (2nd Mortgage)

For those who wish to avoid rising interest rates and payments. This type of home equity loan gives you a fixed interest rate for the life of the loan.

• Choose repayment from 5 to 10 years
• Deduct the interest from your taxable income