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Share Account |
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|
APR |
APY |
|
$200 – 4,999 |
|
|
1.00% |
1.00% |
|
$5,000 – 19,999 |
|
|
1.20% |
1.10% |
|
$20,000 – 49,999 |
|
|
1.19% |
1.20% |
|
$50,000+ |
|
|
1.49% |
1.50% |
|
Select Share Account |
|
|
|
|
|
$5,000 – 24,999 |
|
|
1.99% |
2.00% |
|
$25,000 – 49,999 |
|
|
2.72% |
2.75% |
|
$50,000 - 999,999 |
|
|
3.11% |
3.15% |
|
Christmas Club |
|
|
|
|
|
" |
|
|
5.00% |
5.00% |
|
IRA's |
|
|
|
|
|
$200 – 4,999 |
|
|
1.59% |
1.60% |
|
$5,000 – 19,999 |
|
|
1.69% |
1.70% |
|
$20,000 – 49,999 |
|
|
1.79% |
1.80% |
|
$50,000+ |
|
|
1.94% |
1.95% |
|
Share Certificates |
|
|
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|
|
Term |
$1,000 (APR) |
$1,000(APY) |
$10,000 (APR) |
$10,000 (APY) |
|
3 months |
2.58% |
2.60% |
2.67% |
2.70% |
|
6 months |
2.97% |
3.00% |
3.06% |
3.10% |
|
12 months |
3.21% |
3.25% |
3.31% |
3.35% |
|
24 months |
3.36% |
3.40% |
3.46% |
3.50% |
|
36 months |
3.46% |
3.50% |
3.55% |
3.60% |
|
60 months |
3.94% |
4.00% |
4.04% |
4.10% |
|

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Auto Loans |
Term |
APR |
| |
New Auto - Less than 20k miles |
72 months |
Call for rate |
|
New Auto - less than 20k miles |
60 months |
5.75%-11.50% |
| |
New Auto |
48 months |
5.50% - 11.25% |
| |
New Auto |
36 months |
5.25% - 10.75% |
|
Used Auto |
60 months |
6.75%-12.25% |
| |
Used Auto |
48 months |
6.50% - 12.00% |
| |
Used Auto |
36 months |
5.75%-11.25% |
|
’02 and Older Auto |
36 months |
9.00-14.50% |
|
Signature Loans |
|
|
|
" |
36 months |
9.00-17.00% |
|
Visa Credit Card |
|
|
|
" |
N/A |
7.99-9.99% |
|
Home Equity Loans |
|
|
|
80% HELOC |
10 years |
6-mo treas + 3% |
|
90% HELOC |
10 years |
6-mo treas + 4.5% |
| |
80% Prime HELOC |
10 years |
prime - prime + 2% |
| |
90% Prime HELOC |
10 years |
prime + 1% - prime + 3% |
|
90% Fixed |
5 years |
5.75% |
|
90% Fixed |
10 years |
6.75% |
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