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Share Account |
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|
APR |
APY |
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$200 – 4,999 |
|
|
.50% |
.50% |
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$5,000 – 19,999 |
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|
.75% |
.75% |
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$20,000 – 49,999 |
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1.00% |
1.00% |
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$50,000+ |
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|
1.24% |
1.25% |
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Select Shares |
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$5,000 – 24,999 |
|
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1.24% |
1.25% |
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$25,000 – 49,999 |
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1.74% |
1.75% |
|
$50,000 - 999,999 |
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1.99% |
2.00% |
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Christmas Club |
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" |
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5.00% |
5.00% |
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IRA's |
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$200 – 4,999 |
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1.49% |
1.50% |
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$5,000 – 19,999 |
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1.59% |
1.60% |
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$20,000 – 49,999 |
|
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1.69% |
1.70% |
|
$50,000+ |
|
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1.84% |
1.85% |
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Share Certificates |
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|
Term |
$1,000 (APR) |
$1,000(APY) |
$10,000 (APR) |
$10,000 (APY) |
|
3 months |
1.24% |
1.25% |
1.34% |
1.35% |
|
6 months |
1.74% |
1.75% |
1.84% |
1.85% |
|
12 months |
1.89% |
1.90% |
1.99% |
2.00% |
|
24 months |
1.99% |
2.00% |
2.08% |
2.10% |
|
36 months |
2.38% |
2.40% |
2.48% |
2.50% |
|
60 months |
2.87% |
2.90% |
2.97% |
3.00% |
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Auto Loans |
Term |
APR |
| |
New Auto - Less than 20k miles |
72 months |
Call for rate |
|
New Auto - less than 20k miles |
60 months |
5.00%-10.75% |
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New Auto |
48 months |
4.75% - 10.50% |
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New Auto |
36 months |
4.50% - 10.25% |
|
Used Auto |
60 months |
6.25%-12.00% |
| |
Used Auto |
48 months |
6.00% - 11.75% |
| |
Used Auto |
36 months |
5.25%-10.75% |
|
’03 and Older Auto |
36 months |
8.50-14.00% |
|
Signature Loans |
|
|
|
" |
36 months |
9.00-17.00% |
|
Visa Credit Card |
|
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|
" |
N/A |
7.99-9.99% |
|
Home Equity Loans |
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|
80% HELOC |
10 years |
6-mo treas + 3% |
|
90% HELOC |
10 years |
6-mo treas + 4.5% |
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80% Prime HELOC |
10 years |
prime - prime + 2% |
| |
90% Prime HELOC |
10 years |
prime + 1% - prime + 3% |
|
90% Fixed |
5 years |
5.75% |
|
90% Fixed |
10 years |
6.75% |
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